The Radiant Blog

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Radiant Credit Union

Make Your Life Easier with P2P Payments

Sending money to friends and family is becoming a common necessity, whether you’re splitting the cost of a lunch tab, paying someone back for a shared birthday present, or even paying the babysitter. ...Read More

How to Send Money with Zelle® Safely

Zelle® is a fast, safe and easy way to send and receive money with people you trust, like your babysitter, coworkers, fellow PTA mom, or your son’s soccer coach. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind to ensure you are being safe when sending money. ...Read More

How Many Roth IRAs Can I Have? Everything You Need to Know

A Roth individual retirement account (IRA) is a great way to invest for retirement. Through a Roth IRA, you make contributions with money that has already been taxed and withdrawals are tax-free. While it’s possible to have more than one Roth IRA, there are some things to consider to make sure it makes sense for your retirement goals. ...Read More

Do Checking Accounts Earn Interest?

Generally, checking accounts do not accrue interest since they’re mostly for short-term deposits and expenses. An interest checking account is a great option if you plan on keeping a high balance in your checking account. Keep reading to decide if a checking account that earns interest is right for you, how it works, and a few general requirements that go with it. ...Read More

All You Need to Know About Savings Certificates

If the lump under your mattress is getting uncomfortably big and you’re looking for a safer, more lucrative place to park your savings, look no further than Radiant Credit Union. As an institution that’s completely devoted to your financial wellness, we offer several secure options for savings, including Savings Accounts, Money Market Accounts, Health Savings Accounts, and more ...Read More

9 Ways to Save Without Suffering

We all know we should save more money than we do. We either need to pay down debt, build an emergency fund, or save for retirement; perhaps even all three! Accomplishing these goals can be tough, but perhaps not so much if you choose to save smarter, not harder. Try these handy tips to help you save, and you just might find yourself with a tidy savings balance you never thought possible. ...Read More

How Using an Auto Loan Cosigner Impacts Your Loan

If you’re a first-time car buyer, don’t have much of a credit history, or perhaps need to start rebuilding your credit, getting an auto loan might be a little challenging. However, one way to help your auto loan approval process is to have a cosigner on your loan. Read below to see how much a cosigner can help in securing an auto loan. ...Read More

How to Buy a Car From a Private Seller

Choosing to buy a car from a private seller can be a good option if you have your eye on a particular model or you are looking to save some money. Let’s take a look at the benefits and risks of buying a car from a private seller and how to go about finding, negotiating, and financing a private car sale. ...Read More

5 Tips to Jump Start Your Savings

It’s human nature. We’re all wired to meet our immediate wants, whether it’s indulging in a tempting bowl of ice cream, spending too much time scrolling through social media, or treating ourselves to an impulse purchase. ...Read More