Take a hard look at your checking account statement and you might be surprised at the fees you are being charged for various services. Checking account fees can add up fast and are, in many cases, avoidable. Let’s look at some common checking account charges and how you can avoid them. ...Read More
Sending money to friends and family is becoming a common necessity, whether you’re splitting the cost of a lunch tab, paying someone back for a shared birthday present, or even paying the babysitter. ...Read More
Zelle® is a fast, safe and easy way to send and receive money with people you trust, like your babysitter, coworkers, fellow PTA mom, or your son’s soccer coach. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind to ensure you are being safe when sending money. ...Read More
Tap-to-pay, also known as contactless payment, is often considered more secure than traditional payment methods, such as cash or magnetic stripe cards. Here are a few reasons why: ...Read More
Traditional individual retirement accounts (IRAs) and Roth IRAs are popular choices for retirement savings, but with clear differences in terms of how your contributions are taxed. Let’s take a look at how each one operates so that you can make the right decision between a traditional IRA vs. a Roth IRA based on your retirement needs. ...Read More
Buying a pre-owned car often makes solid financial sense, but interest rates on used cars are typically higher. What is a good interest rate on a used car and what determines it? ...Read More
A Roth individual retirement account (IRA) is a great way to invest for retirement. Through a Roth IRA, you make contributions with money that has already been taxed and withdrawals are tax-free. While it’s possible to have more than one Roth IRA, there are some things to consider to make sure it makes sense for your retirement goals. ...Read More
Generally, checking accounts do not accrue interest since they’re mostly for short-term deposits and expenses. An interest checking account is a great option if you plan on keeping a high balance in your checking account. Keep reading to decide if a checking account that earns interest is right for you, how it works, and a few general requirements that go with it. ...Read More
Cryptocurrency is a type of digital or virtual currency that uses cryptography... ...Read More
If the lump under your mattress is getting uncomfortably big and you’re looking for a safer, more lucrative place to park your savings, look no further than Radiant Credit Union. As an institution that’s completely devoted to your financial wellness, we offer several secure options for savings, including Savings Accounts, Money Market Accounts, Health Savings Accounts, and more ...Read More
