The Radiant Blog

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Buying a Home

Don't Believe These Five Mortgage Myths

The path to homeownership can feel like a minefield of misinformation, making it difficult for potential home buyers to distinguish fact from fiction. Misconceptions fueled by hearsay or outdated but well-meaning advice can lead to costly mistakes or missed opportunities. ...Read More

What are Escrow Accounts?

Escrow accounts are used to pay property taxes, insurance, and other charges. Your mortgage company usually creates the account for you. Your taxes and insurance are part of your monthly mortgage payment. These are placed in your escrow account. The money stays there until it’s time for the mortgage company to pay your property taxes and insurance premium. ...Read More