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Buying a home is an exciting milestone, but navigating the mortgage process can feel overwhelming. With so many financial terms and loan options, it’s important to understand the key components of a mortgage. At Radiant Credit Union, we want to help you make informed decisions on your home-buying journey. Here’s a breakdown of common mortgage terms to guide you through the process. ...Read More
Buying a home is a big step, and we know the mortgage process can bring a lot of questions. How much do you need for a down payment? What’s the difference between pre-approval and pre-qualification? To clear up the confusion, we sat down with our mortgage lending specialist, Johnny, to tackle the five most common mortgage questions. ...Read More
At Radiant, we believe in empowering our community with the tools and knowledge needed to achieve financial wellness. We’ve partnered with GreenPath to bring you a set of free courses to address some of the most critical aspects of personal finance. Here are four courses that can help you navigate your financial journey: ...Read More
Ever feel like owning your dream estate is more like a fantasy than a reachable goal? Well, we've got a little secret to share that might just change the game for you: land loans. This isn't just any tip; it's a life hack for those looking to make smart moves in the world of real estate. ...Read More
Florida is attracting families from all over the U.S. with great weather, excellent jobs, and affordable housing. All that goodness doesn’t mean you shouldn’t also get the best deal you can on your mortgage. ...Read More
It’s been a wild ride of late in the property markets, with the pandemic sparking a boom in house prices that so far has largely resisted soaring inflation and rising interest rates. ...Read More
As real estate markets flourish across the country, current mortgage rates may make it seem like the perfect time to be a first-time homebuyer. ...Read More
The path to homeownership can feel like a minefield of misinformation, making it difficult for potential home buyers to distinguish fact from fiction. Misconceptions fueled by hearsay or outdated but well-meaning advice can lead to costly mistakes or missed opportunities. ...Read More
Escrow accounts are used to pay property taxes, insurance, and other charges. Your mortgage company usually creates the account for you. Your taxes and insurance are part of your monthly mortgage payment. These are placed in your escrow account. The money stays there until it’s time for the mortgage company to pay your property taxes and insurance premium. ...Read More