Pop Quiz Time – do you know the interest rate on your credit card? ...Read More

When it comes to getting a mortgage, your credit score plays a bigger role than you might think. It determines the interest rate and loan terms you're offered, making it one of the most important factors in the homebuying process. To break it down, we sat down with our mortgage lending expert, Brandon, to explain how your credit score can impact your mortgage. Learn what you can do to make sure it is working in your favor. ...Read More

...Read More

Here’s a little-known life hack that could save you both time and money when you get a new Radiant credit or debit card: Radiant SwitchCards. It’s a game-changing tool that you’ll wish you had known about sooner! ...Read More

Many people still rely on cash or debit cards for their everyday purchases. The downside to this is that they’re missing out on cashback rewards and benefits that come with using a credit card. ...Read More

Substantial credit card debt can be overwhelming. Between the stress of minimum payments and the higher interest rates, it doesn't take long to feel buried. Many people struggle with credit card debt and find it challenging to break free from the burden of those high-interest rates. ...Read More

Facing Credit Challenges in the New Year As we step into 2024, addressing and improving our credit situation is a common resolution for many. Dealing with bad credit or a less-than-ideal credit history can be daunting, but it's important to remember that there are effective strategies to turn things around. In this post, we’ll explore two viable options for building credit: credit builder loans and share secured loans, both offering unique advantages depending on your circumstances. ...Read More

Tap-to-pay, also known as contactless payment, is often considered more secure than traditional payment methods, such as cash or magnetic stripe cards. Here are a few reasons why: ...Read More

Good credit lets you unlock the best interest rates on all kinds of financing, from personal loans to auto loans, home loans, and credit cards. But what can you do if your credit score isn’t so great at the moment? ...Read More