The Radiant Blog

Most Florida residents (especially parents) have heard of our state's tax-free holiday for back-to-school shopping. You might hear "back-to-school" and think of pencils, backpacks, and notebooks, but you might not realize just how broad that definition can be. First, let's go over some basic rules: Personal computers or their related accessories must be $1500 or less per item. Clothing items priced $100 or less per item, excluding jewelry, watches, umbrellas, skates, and fins. School supplies $50 or less per item. Learning aids and puzzles $30 or less per item. ...Read More

Now that we are halfway through the year, it's time to check your finances and see how things look or what areas might need some help. Life is busy and things can slip right through the cracks, so here are a few questions to ask yourself for this mid-year checkin. ...Read More

Welcome to the digital age of travel! Nowadays, your smartphone is your Swiss Army knife, helping you handle vacation planning, budgeting, and navigating foreign lands. Gone are the days of hefty guidebooks and bewildering maps; today, a world of resources fits snugly in your pocket. Let’s dive into 20 essential travel apps that promise to save your bank account while enriching your globetrotting adventures. ...Read More

In today's fluctuating economic climate, making savvy decisions about your savings is more crucial than ever. One strategy that stands out for its simplicity and effectiveness is Share Certificate laddering. This method not only maximizes your returns but also ensures you have access to funds periodically, without locking away your money for long stretches. Let's break down the benefits and provide a straightforward guide to creating your own Share Certificate ladder. ...Read More

Every parent dreams about having a child attend college. However, soaring tuition costs and rising inflation are making it harder for many families to afford the full cost of higher education. It’s never too early to start saving for college, but putting money aside effectively takes planning and discipline. While there are many options open for parents interested in saving for their kids’ further education, the choices you make today can have big implications down the line. So, let's look at some important questions – like when you should start saving for college and how much you should look to save. We also consider the pros and cons of several of the best ways to save money for college. ...Read More

It’s the time of year many parents dread even more than their kids. Back-to-school season brings end-of-summer tantrums and a rapidly expanding list of must-have items from clothing to classroom supplies. ...Read More

If the lump under your mattress is getting uncomfortably big and you’re looking for a safer, more lucrative place to park your savings, look no further than Radiant Credit Union. As an institution that’s completely devoted to your financial wellness, we offer several secure options for savings, including Savings Accounts, Money Market Accounts, Health Savings Accounts, and more ...Read More

New Year’s resolutions are a mixed bag for many of us. On the one hand:... ...Read More

We all know we should save more money than we do. We either need to pay down debt, build an emergency fund, or save for retirement; perhaps even all three! Accomplishing these goals can be tough, but perhaps not so much if you choose to save smarter, not harder. Try these handy tips to help you save, and you just might find yourself with a tidy savings balance you never thought possible. ...Read More

It’s human nature. We’re all wired to meet our immediate wants, whether it’s indulging in a tempting bowl of ice cream, spending too much time scrolling through social media, or treating ourselves to an impulse purchase. ...Read More