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In the fast-paced world of today, managing finances quickly is more crucial than ever. That's where Ray, the digital assistant from Radiant Credit Union, comes into play. Ray transforms complex banking tasks into simple, quick actions. Whether by phone, tablet, or laptop, Ray ensures your banking with Radiant is smooth and effortless. ...Read More
At Radiant, we believe in empowering our community with the tools and knowledge needed to achieve financial wellness. We’ve partnered with GreenPath to bring you a set of free courses to address some of the most critical aspects of personal finance. Here are four courses that can help you navigate your financial journey: ...Read More
Two of the most common options for borrowing money against the value of your home are the HELOC (Home Equity Line of Credit) and a Home Equity Loan. In fact, you may not even see them as two separate options. But there are some key differences between them. Let's take a look at those differences, and when you may want to consider one over the other. ...Read More
In today's fluctuating economic climate, making savvy decisions about your savings is more crucial than ever. One strategy that stands out for its simplicity and effectiveness is Share Certificate laddering. This method not only maximizes your returns but also ensures you have access to funds periodically, without locking away your money for long stretches. Let's break down the benefits and provide a straightforward guide to creating your own Share Certificate ladder. ...Read More
Welcome to 2024, where we're not just making resolutions, we're making revolutions – in our finances! Think of this as your personal finance boot camp, minus the push-ups. It’s time to put on your savvy shopper hat and start comparing those interest rates. Remember, last year’s ‘Wow!’ might be this year’s ‘Meh.’ Let’s jazz up those numbers! ...Read More
Welcome back to our "Resolve in 2024" series! This time, we're focusing on how embracing digital banking can help you define your financial future. We're here to guide you through the fantastic capabilities of our eBanking services. Let's discover how these tools can streamline your financial tasks and empower you in the new year! ...Read More
Facing Credit Challenges in the New Year As we step into 2024, addressing and improving our credit situation is a common resolution for many. Dealing with bad credit or a less-than-ideal credit history can be daunting, but it's important to remember that there are effective strategies to turn things around. In this post, we’ll explore two viable options for building credit: credit builder loans and share secured loans, both offering unique advantages depending on your circumstances. ...Read More
Take a hard look at your checking account statement and you might be surprised at the fees you are being charged for various services. Checking account fees can add up fast and are, in many cases, avoidable. Let’s look at some common checking account charges and how you can avoid them. ...Read More
Sending money to friends and family is becoming a common necessity, whether you’re splitting the cost of a lunch tab, paying someone back for a shared birthday present, or even paying the babysitter. ...Read More
Zelle® is a fast, safe and easy way to send and receive money with people you trust, like your babysitter, coworkers, fellow PTA mom, or your son’s soccer coach. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind to ensure you are being safe when sending money. ...Read More