Welcome to 2024, where we're not just making resolutions, we're making revolutions – in our finances! Think of this as your personal finance boot camp, minus the push-ups.
It’s time to put on your savvy shopper hat and start comparing those interest rates.
Remember, last year’s ‘Wow!’ might be this year’s ‘Meh.’ Let’s jazz up those numbers!
Credit Card Rates – Say "Bye-Bye" to Bankruptcy Blues
Average credit card rate: 27.81%1. Radiant's rate: closer to a cool 10%. That's not just a reduction; it's a revolution! With Radiant, you can wave goodbye to those sky-high rates and still rake in the rewards. It's like switching from a tricycle to a turbo jet - and yes, you get peanuts too.
Share Certificates – Make Your Money Multiply
Here’s a fun fact: the average rate for a year-long CD is nearly 2%2, but Radiant’s share certificates are around double that rate. It's like your money decided to hit the gym and came back twice as buff!
Car Loan Rates – From Slow Lane to Expressway
Navigating the car loan jungle? Average rates are lurking at about 13%3. But at Radiant? They’re whispering sweet nothings at half that rate or less. Refinancing with them is like swapping your old clunker for a sleek sports car – same road, but way more vroom.
Find Your Financial Fairy Godmother
If there’s one thing to take away, it’s this: credit unions like Radiant aren’t playing the game; they’re changing it. They're like the financial fairy godmothers you never knew you needed – turning your pumpkin-like rates into golden carriage deals.
Unleash Your Inner Financial Wizard
Alright, financial wizards, as we embark on our 2024 journey, remember: it’s not about having more money, but making your money do more. So, let's shake up those interest rates, give your savings a caffeine boost, and drive your finances like you stole them (legally, of course).
Here’s to making money moves that even your wallet will thank you for!
References:
1. https://www.forbes.com/advisor/credit-cards/average-credit-card-interest-rate/
2. https://www.forbes.com/advisor/banking/cds/cd-rate-forecast/
3. https://cars.usnews.com/cars-trucks/advice/average-auto-loan-interest-rates