Your home is your biggest asset — it’s an investment that you live in! That means any upgrades or remodeling you do to make your home a more comfortable, practical, and attractive place to live is usually a good idea, but some projects add more to your property’s value than others. The last few years have seen prices rise across the board, but that also includes the value of real estate. But here's something the data shows that you might not have realized: It's more profitable today to use a HELOC to invest in home improvements than it's been in at least twenty years. ...Read More

The NOAA predicts a below normal hurricane season for 2026, but that doesn't mean you should wait until a storm hits to prepare - It only takes one catastrophic storm to do a lot of damage. Hurricanes bring unpredictable weather, extended power outages, and limited access to supplies. The best time to prepare isn't when a storm is on its way - it's before hurricane watches and warnings begin. ...Read More

Most people think of banks and credit unions as the same thing: just a place to keep your money. But after spending my last semester in college interning in the marketing department at Radiant Credit Union, I realized how much we're missing out on by not looking closer at where we bank. ...Read More

This month, we are looking at the big picture for our first-time home buyers. While national headlines focus on fluctuating rates, 2026 is actually a "sweet spot" for first-time buyers. The anticipated shift in the housing market suggests that wages will outpace home prices for a prolonged period for the first time since the Great Recession era, making a significant change in the affordability landscape. ...Read More

A new year is a natural time to reset – not just your calendar, but your confidence around money. Financial confidence isn’t about being perfect or knowing every answer. It’s about feeling prepared, informed, and in control of your financial decisions. ...Read More

Fraudsters are becoming more convincing than ever—and knowing how to spot a scam is one of the best ways to protect your money, your identity, and your peace of mind. Whether criminals impersonate someone you trust, create emotional traps, or send deceptive emails and texts, their goal is the same: access to your personal information or your accounts. ...Read More

Imagine getting a call from your financial institution warning you about suspicious activity on your account. The voice sounds professional, the caller ID checks out, and they urgently ask you to verify your identity. You panic. You comply. And just like that you’ve been scammed. ...Read More

What would happen if you couldn't make your own decisions tomorrow? ...Read More

Most Florida residents (especially parents) have heard of our state's tax-free holiday for back-to-school shopping. You might hear "back-to-school" and think of pencils, backpacks, and notebooks, but you might not realize just how broad that definition can be. First, let's go over some basic rules: Personal computers or their related accessories must be $1500 or less per item. Clothing items priced $100 or less per item, excluding jewelry, watches, umbrellas, skates, and fins. School supplies $50 or less per item. Learning aids and puzzles $30 or less per item. ...Read More