The Radiant Blog

“Sailing takes me away to where I've always heard it could be.” Owning a boat... ...Read More

Your home is more than just a place to live, it’s also a valuable financial asset. Over time, as you pay down your mortgage and property values increase, you build equity in your home. This equity can be a powerful tool to help you achieve financial goals. ...Read More

Buying a home is an exciting milestone, but navigating the mortgage process can feel overwhelming. With so many financial terms and loan options, it’s important to understand the key components of a mortgage. At Radiant Credit Union, we want to help you make informed decisions on your home-buying journey. Here’s a breakdown of common mortgage terms to guide you through the process. ...Read More

Buying a home is a big step, and we know the mortgage process can bring a lot of questions. How much do you need for a down payment? What’s the difference between pre-approval and pre-qualification? To clear up the confusion, we sat down with our mortgage lending specialist, Johnny, to tackle the five most common mortgage questions. ...Read More

Every new year, we often have new goals or resolutions. Your finances may not have come up in those this year, but it probably should have. ...Read More

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A new year means a lot of resetting things in our lives. It means new calendars on the desk and hanging on the wall. It means a month or so of fixing it when you jot the date with the old year. And just like another year usually means an annual checkup with your doctor, it should also mean an annual checkup on your retirement plan. No waiting room here, though – let's dive in. ...Read More

You’ve probably heard that mobile deposit is an amazing online banking tool, allowing you to deposit paper checks straight from your smartphone or device remotely anytime, anywhere. It’s quick, safe, and convenient—plus mobile deposit saves you lots of time because there’s no need to stop into a branch or find an ATM. ...Read More

Opening a checking account is an essential step in managing your finances. However, many people are uncertain about the exact requirements for this process. Knowing what you need in advance can save time and headaches. ...Read More

Finding financing for a car can be challenging if you have a poor credit score or a short credit history. In this blog, we take a closer look at why lenders are wary of buyers with lower credit scores and how you should go about applying for a loan if you have a lower credit score. ...Read More