The Radiant Blog

Tax Day Is Almost Here: What You Need to Know Before April 15th

April 15th is around the corner, and if you haven’t filed your taxes yet, now’s the time to get it done. While it’s easy to put your taxes off, filing now can save you stress and late penalties that come with last minute filing. You've got this – we're here to help. Here’s what to do in the final stretch: ...Read More

The True Costs of Boat Ownership: What Every Buyer Should Know

Owning a boat is an exciting experience, whether you are cruising Florida’s lakes, rivers, or coastal waters. While many buyers focus on the upfront price and loan payments, the reality is that the true cost of boat ownership extends far beyond the initial purchase. From routine maintenance to fuel, storage, and insurance, these expenses can add up quickly. ...Read More

Are You Ready for Home Equity? The Checklist You Need

Your home is more than just a place to live, it’s also a valuable financial asset. Over time, as you pay down your mortgage and property values increase, you build equity in your home. This equity can be a powerful tool to help you achieve financial goals. ...Read More

Understanding Common Mortgage Terms

Buying a home is an exciting milestone, but navigating the mortgage process can feel overwhelming. With so many financial terms and loan options, it’s important to understand the key components of a mortgage. At Radiant Credit Union, we want to help you make informed decisions on your home-buying journey. Here’s a breakdown of common mortgage terms to guide you through the process. ...Read More

Mortgage Basics: Your Top Questions Answered

Buying a home is a big step, and we know the mortgage process can bring a lot of questions. How much do you need for a down payment? What’s the difference between pre-approval and pre-qualification? To clear up the confusion, we sat down with our mortgage lending specialist, Johnny, to tackle the five most common mortgage questions. ...Read More

It's Time for Your 2025 Checkup... on your Retirement Plan

A new year means a lot of resetting things in our lives. It means new calendars on the desk and hanging on the wall. It means a month or so of fixing it when you jot the date with the old year. And just like another year usually means an annual checkup with your doctor, it should also mean an annual checkup on your retirement plan. No waiting room here, though – let's dive in. ...Read More