The Radiant Blog

Resolve in 2024: (Re)build Your Credit

Facing Credit Challenges in the New Year As we step into 2024, addressing and improving our credit situation is a common resolution for many. Dealing with bad credit or a less-than-ideal credit history can be daunting, but it's important to remember that there are effective strategies to turn things around. In this post, we’ll explore two viable options for building credit: credit builder loans and share secured loans, both offering unique advantages depending on your circumstances. ...Read More

Resolve in 2024: Check on your Retirement Plan

Hello, everyone! It’s that time of year again – a perfect moment to reflect on our financial journey, especially when it comes to planning for retirement. We're here today to guide you through some essential steps and strategies to optimize your retirement plans. Let's empower ourselves to make wise decisions that can define our financial future positively. ...Read More

Saving for College: How to Plan for Your Kids' Future Education

Every parent dreams about having a child attend college. However, soaring tuition costs and rising inflation are making it harder for many families to afford the full cost of higher education. It’s never too early to start saving for college, but putting money aside effectively takes planning and discipline. While there are many options open for parents interested in saving for their kids’ further education, the choices you make today can have big implications down the line. So, let's look at some important questions – like when you should start saving for college and how much you should look to save. We also consider the pros and cons of several of the best ways to save money for college. ...Read More

Should You Use a Travel Agent in 2024?

With online booking and endless itineraries, reviews, and hot tips from influencers at your fingertips, why use a travel agent in 2024? In fact, more and more people are finding it pays to have someone to help you make all your travel connections. Read on to learn more about the many benefits of using a travel agent in 2024. ...Read More