The Radiant Blog

Do Checking Accounts Earn Interest?

Generally, checking accounts do not accrue interest since they’re mostly for short-term deposits and expenses. An interest checking account is a great option if you plan on keeping a high balance in your checking account. Keep reading to decide if a checking account that earns interest is right for you, how it works, and a few general requirements that go with it. ...Read More

All You Need to Know About Savings Certificates

If the lump under your mattress is getting uncomfortably big and you’re looking for a safer, more lucrative place to park your savings, look no further than Radiant Credit Union. As an institution that’s completely devoted to your financial wellness, we offer several secure options for savings, including Savings Accounts, Money Market Accounts, Health Savings Accounts, and more ...Read More

9 Ways to Save Without Suffering

We all know we should save more money than we do. We either need to pay down debt, build an emergency fund, or save for retirement; perhaps even all three! Accomplishing these goals can be tough, but perhaps not so much if you choose to save smarter, not harder. Try these handy tips to help you save, and you just might find yourself with a tidy savings balance you never thought possible. ...Read More

5 Spending Tips to Bring You Less Stress (and More Joy!) This Holiday Season

After another year full of twists and turns brought on by a global pandemic, many Americans are understandably looking forward to the holiday season. This year, many Americans may find they are dealing with financial setbacks such as a loss of employment, reduced income, or other unanticipated expenses that may make it more difficult to avoid having holiday debt follow them into the new year. Here are five tips designed to give you less stress and more joy this holiday season: ...Read More

How Using an Auto Loan Cosigner Impacts Your Loan

If you’re a first-time car buyer, don’t have much of a credit history, or perhaps need to start rebuilding your credit, getting an auto loan might be a little challenging. However, one way to help your auto loan approval process is to have a cosigner on your loan. Read below to see how much a cosigner can help in securing an auto loan. ...Read More

How to Buy a Car From a Private Seller

Choosing to buy a car from a private seller can be a good option if you have your eye on a particular model or you are looking to save some money. Let’s take a look at the benefits and risks of buying a car from a private seller and how to go about finding, negotiating, and financing a private car sale. ...Read More