The Radiant Blog

After another year full of twists and turns brought on by a global pandemic, many Americans are understandably looking forward to the holiday season. This year, many Americans may find they are dealing with financial setbacks such as a loss of employment, reduced income, or other unanticipated expenses that may make it more difficult to avoid having holiday debt follow them into the new year. Here are five tips designed to give you less stress and more joy this holiday season: ...Read More

If you’re a first-time car buyer, don’t have much of a credit history, or perhaps need to start rebuilding your credit, getting an auto loan might be a little challenging. However, one way to help your auto loan approval process is to have a cosigner on your loan. Read below to see how much a cosigner can help in securing an auto loan. ...Read More

Choosing to buy a car from a private seller can be a good option if you have your eye on a particular model or you are looking to save some money. Let’s take a look at the benefits and risks of buying a car from a private seller and how to go about finding, negotiating, and financing a private car sale. ...Read More

When we think of back to school, we think of what our kids will learn to set themselves up for success as adults. Among these is understanding finances and managing money. Parents may question the best time to start teaching kids about money and many experts answer - the sooner the better. Kids can learn a lot watching their parents, especially watching the preparations at the beginning of the school year. What they see can set a pattern for life. Everyone looks forward to new beginnings, even as we continue to manage the challenges the pandemic provides. Now is a great time for the whole family to establish new habits. ...Read More

It’s human nature. We’re all wired to meet our immediate wants, whether it’s indulging in a tempting bowl of ice cream, spending too much time scrolling through social media, or treating ourselves to an impulse purchase. ...Read More

How long does it take to buy a car? We ran the numbers on getting rubber on the road and the answer is—well, read on and see! ...Read More

Buying a car can be one of the most expensive purchases you make. If you decide not to pay cash outright, you might stop to think about how auto loans are calculated. ...Read More

Inflation has been raging in the American market for a while now. In addition to gas prices going up, many people looking to purchase a car have seen auto prices skyrocket as well. Even used cars that are not in the best condition are commanding hefty payments that seem simply unfair. ...Read More

The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID - especially for the homebound or those with high-risk health conditions. Food delivery is also essential for households without transportation, and helpful to anyone who decides that home grocery and meal delivery are services that meet their needs. ...Read More

With prices rapidly rising on everyday items, perhaps your savings plan has gone by the wayside. These tips will help you find more money in your budget – starting with saving at the grocery store. ...Read More