The Radiant Blog

Perhaps the great credit score you earned and enjoyed in the past is now a little tarnished, and could use a little… freshening up. This could be due to some less-than-perfect choices on your part, or just some tough life circumstances. Or, you may be just starting out and are building your credit score for the first time. Whatever the reason your credit score needs some help, you can rely on Radiant Credit Union to help you get your credit score back on track and heading in the right direction. ...Read More

The New Year is traditionally a time of renewal. We have never needed renewal more than right now, as we're at a brand new, clean slate for this year. Now is a great time to make bold, decisive changes in your life. If you’re looking for some resolutions to improve your finances, we’re pleased to offer seven ways to make this your “Year of the Dollar!” ...Read More

Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. According to inc.com, “studies show that about 60% of us make New Year’s resolutions each year – sadly, only about 8% of us achieve them.” Most of our resolutions revolve around physical health and wellness. For our purposes here, that same line of thinking can be taken in the context of your financial health. Let’s look at some of the most oft-made New Year’s resolutions and how to translate them into personal finance resolutions. We’ve also included a few tips on how to stick to them! ...Read More

When that first delightful spring breeze starts blowing, you know it’s time to get your house in shape. The warmer weather and the brilliant sunshine pouring through your windows can fill you with boundless energy. You’re going to banish those dust bunnies! Every piece of useless clutter must go! You are on a mission to turn your home into a sparkling palace that is completely free of junk. ...Read More

If you’re wondering how to improve your credit score to buy a house, car, or qualify for a personal loan, you might be tempted to pay good money to a dubious “credit repair” company that promises to make your bad credit go away. ...Read More

For purchases, choosing your Radiant CU debit card over another credit card is usually the right decision. Here are some reasons why use should use Radiant’s debit card when you’re at the checkout line. ...Read More

Need a car but can’t pay cash and don’t have a generous rich uncle or friend? You have four choices: Borrow from the dealer or manufacturer’s finance company, borrow from a bank, lease, or borrow from a credit union. Each method may have advantages and disadvantages – but if you qualify, the way to go is usually with a credit union. ...Read More

How much do you know about credit unions? Test yourself on these 9 myths: How many did you believe until today? Learn more about what sets Radiant Credit Union apart, truly giving our members the power to shine, at: RadiantCU.org ...Read More

We all grow up hearing the same financial advice: Spend less, save more and invest early. While these words of wisdom certainly ring true, there are many widespread money management tips that are actually false… or, at the very least, they shouldn’t be automatically accepted as iron-clad truths. ...Read More

Like many people, you may have blown through your 20s making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, iced coffees every day, credit card bills you barely looked at and luxury cars way beyond your budget — life was practically a party! ...Read More