The Radiant Blog

7 Ways to Spring Clean for Extra Cash

When that first delightful spring breeze starts blowing, you know it’s time to get your house in shape. The warmer weather and the brilliant sunshine pouring through your windows can fill you with boundless energy. You’re going to banish those dust bunnies! Every piece of useless clutter must go! You are on a mission to turn your home into a sparkling palace that is completely free of junk. ...Read More

DIY Credit Repair — Guide to Fixing Your Credit

If you’re wondering how to improve your credit score to buy a house, car, or qualify for a personal loan, you might be tempted to pay good money to a dubious “credit repair” company that promises to make your bad credit go away. ...Read More

Auto Loans, Your Options, and the Radiant Difference

Need a car but can’t pay cash and don’t have a generous rich uncle or friend? You have four choices: Borrow from the dealer or manufacturer’s finance company, borrow from a bank, lease, or borrow from a credit union. Each method may have advantages and disadvantages – but if you qualify, the way to go is usually with a credit union. ...Read More

9 Myths About Credit Unions

How much do you know about credit unions? Test yourself on these 9 myths: How many did you believe until today? Learn more about what sets Radiant Credit Union apart, truly giving our members the power to shine, at: RadiantCU.org ...Read More

7 Money Myths You Need to Stop Believing Now

We all grow up hearing the same financial advice: Spend less, save more and invest early. While these words of wisdom certainly ring true, there are many widespread money management tips that are actually false… or, at the very least, they shouldn’t be automatically accepted as iron-clad truths. ...Read More

6 Mistakes People Make in Their 20s and How to Fix Them

Like many people, you may have blown through your 20s making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, iced coffees every day, credit card bills you barely looked at and luxury cars way beyond your budget — life was practically a party! ...Read More