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10 Resolutions to Build Your Financial Confidence In 2026

December 16, 2025

A new year is a natural time to reset – not just your calendar, but your confidence around money. Financial confidence isn’t about being perfect or knowing every answer. It’s about feeling prepared,...

The Radiant Blog

How Many Roth IRAs Can I Have? Everything You Need to Know

A Roth individual retirement account (IRA) is a great way to invest for retirement. Through a Roth IRA, you make contributions with money that has already been taxed and withdrawals are tax-free. While it’s possible to have more than one Roth IRA, there are some things to consider to make sure it makes sense for your retirement goals. ...Read More

Do Checking Accounts Earn Interest?

Generally, checking accounts do not accrue interest since they’re mostly for short-term deposits and expenses. An interest checking account is a great option if you plan on keeping a high balance in your checking account. Keep reading to decide if a checking account that earns interest is right for you, how it works, and a few general requirements that go with it. ...Read More

All You Need to Know About Savings Certificates

If the lump under your mattress is getting uncomfortably big and you’re looking for a safer, more lucrative place to park your savings, look no further than Radiant Credit Union. As an institution that’s completely devoted to your financial wellness, we offer several secure options for savings, including Savings Accounts, Money Market Accounts, Health Savings Accounts, and more ...Read More

9 Ways to Save Without Suffering

We all know we should save more money than we do. We either need to pay down debt, build an emergency fund, or save for retirement; perhaps even all three! Accomplishing these goals can be tough, but perhaps not so much if you choose to save smarter, not harder. Try these handy tips to help you save, and you just might find yourself with a tidy savings balance you never thought possible. ...Read More

5 Spending Tips to Bring You Less Stress (and More Joy!) This Holiday Season

After another year full of twists and turns brought on by a global pandemic, many Americans are understandably looking forward to the holiday season. This year, many Americans may find they are dealing with financial setbacks such as a loss of employment, reduced income, or other unanticipated expenses that may make it more difficult to avoid having holiday debt follow them into the new year. Here are five tips designed to give you less stress and more joy this holiday season: ...Read More

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