A new year is a natural time to reset – not just your calendar, but your confidence around money. Financial confidence isn’t about being perfect or knowing every answer. It’s about feeling prepared, informed, and in control of your financial decisions. ...Read More
Fraudsters are becoming more convincing than ever—and knowing how to spot a scam is one of the best ways to protect your money, your identity, and your peace of mind. Whether criminals impersonate someone you trust, create emotional traps, or send deceptive emails and texts, their goal is the same: access to your personal information or your accounts. ...Read More
Imagine getting a call from your financial institution warning you about suspicious activity on your account. The voice sounds professional, the caller ID checks out, and they urgently ask you to verify your identity. You panic. You comply. And just like that you’ve been scammed. ...Read More
In honor of Estate Planning Awareness week, we encourage you to ask the question: What would happen if you couldn't make your own decisions tomorrow? ...Read More
Most Florida residents (especially parents) have heard of our state's tax-free holiday for back-to-school shopping. You might hear "back-to-school" and think of pencils, backpacks, and notebooks, but you might not realize just how broad that definition can be. First, let's go over some basic rules: Personal computers or their related accessories must be $1500 or less per item. Clothing items priced $100 or less per item, excluding jewelry, watches, umbrellas, skates, and fins. School supplies $50 or less per item. Learning aids and puzzles $30 or less per item. ...Read More
Now that we are halfway through the year, it's time to check your finances and see how things look or what areas might need some help. Life is busy and things can slip right through the cracks, so here are a few questions to ask yourself for this mid-year checkin. ...Read More
Pop Quiz Time – do you know the interest rate on your credit card? ...Read More
When it comes to getting a mortgage, your credit score plays a bigger role than you might think. It determines the interest rate and loan terms you're offered, making it one of the most important factors in the homebuying process. To break it down, we sat down with our mortgage lending expert, Brandon, to explain how your credit score can impact your mortgage. Learn what you can do to make sure it is working in your favor. ...Read More
You’ve probably heard that land loans come with higher interest rates than traditional mortgages, and that’s true. But, that doesn’t mean they aren’t worth considering. In fact, for many people, a land loan can be the first step toward a dream home, a new business venture, or a long-term investment. ...Read More
Thinking about buying a piece of land? Whether you're dreaming of building a custom home, starting a small farm, or holding the land as an investment, a land loan can help make it happen. But before you start scouting your perfect plot, there’s one big question to answer: what’s the interest rate on a land loan? ...Read More