Owning a boat is an exciting experience, whether you are cruising Florida’s lakes, rivers, or coastal waters. While many buyers focus on the upfront price and loan payments, the reality is that the true cost of boat ownership extends far beyond the initial purchase. From routine maintenance to fuel, storage, and insurance, these expenses can add up quickly. ...Read More
“Sailing takes me away to where I've always heard it could be.” Owning a boat... ...Read More
Buying a pre-owned car often makes solid financial sense, but interest rates on used cars are typically higher. What is a good interest rate on a used car and what determines it? ...Read More
Your home is more than just a place to live, it’s also a valuable financial asset. Over time, as you pay down your mortgage and property values increase, you build equity in your home. This equity can be a powerful tool to help you achieve financial goals. ...Read More
Buying a home is an exciting milestone, but navigating the mortgage process can feel overwhelming. With so many financial terms and loan options, it’s important to understand the key components of a mortgage. At Radiant Credit Union, we want to help you make informed decisions on your home-buying journey. Here’s a breakdown of common mortgage terms to guide you through the process. ...Read More
Buying a home is a big step, and we know the mortgage process can bring a lot of questions. How much do you need for a down payment? What’s the difference between pre-approval and pre-qualification? To clear up the confusion, we sat down with our mortgage lending specialist, Johnny, to tackle the five most common mortgage questions. ...Read More
Every new year, we often have new goals or resolutions. Your finances may not have come up in those this year, but it probably should have. ...Read More
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A new year means a lot of resetting things in our lives. It means new calendars on the desk and hanging on the wall. It means a month or so of fixing it when you jot the date with the old year. And just like another year usually means an annual checkup with your doctor, it should also mean an annual checkup on your retirement plan. No waiting room here, though – let's dive in. ...Read More
You’ve probably heard that mobile deposit is an amazing online banking tool, allowing you to deposit paper checks straight from your smartphone or device remotely anytime, anywhere. It’s quick, safe, and convenient—plus mobile deposit saves you lots of time because there’s no need to stop into a branch or find an ATM. ...Read More