The Radiant Blog

What Do You Need to Open a Checking Account?

Opening a checking account is an essential step in managing your finances. However, many people are uncertain about the exact requirements for this process. Knowing what you need in advance can save time and headaches. ...Read More

Can I Really Get a Car Loan With a 600 Credit Score?

Finding financing for a car can be challenging if you have a poor credit score or a short credit history. In this blog, we take a closer look at why lenders are wary of buyers with lower credit scores and how you should go about applying for a loan if you have a lower credit score. ...Read More

12 Ways Ray Can Help You Manage Your Finances at Radiant Credit Union

In the fast-paced world of today, managing finances quickly is more crucial than ever. That's where Ray, the digital assistant from Radiant Credit Union, comes into play. Ray transforms complex banking tasks into simple, quick actions. Whether by phone, tablet, or laptop, Ray ensures your banking with Radiant is smooth and effortless. ...Read More

Essential Estate Planning: Six Key Questions to Secure Your Future

Estate planning might sound a bit daunting, but it doesn’t have to be. At Radiant Credit Union, we’re here to help make the process as smooth as possible, so you can focus on what matters most—your loved ones and your peace of mind. Here are six important questions to ask yourself as you embark on your estate planning journey. ...Read More

I Paid Off My Car Loan – Now What?

Congratulations on paying off your car loan – it’s a significant milestone. Yes, it’s owning your vehicle outright—it’s also proof of your financial responsibility and capability. ...Read More

Are Credit Unions FDIC-insured? NCUA vs. FDIC

Credit unions are popular choices for anyone seeking better rates, lower fees, and more personalized service. However, some may wonder if they offer the same deposit protections as traditional banks. ...Read More