9 Ways to Save Without Suffering

We all know we should save more money than we do. We either need to pay down debt, build an emergency fund, or save for retirement; perhaps even all three!  Accomplishing these goals can be tough, but perhaps not so much if you choose to save smarter, not harder. Try these handy tips to help you save, and you just might find yourself with a tidy savings balance you never thought possible. ...Read More

Auto Loans, Your Options, and the Radiant Difference

Need a car but can’t pay cash and don’t have a generous rich uncle or friend? You have four choices: Borrow from the dealer or manufacturer’s finance company, borrow from a bank, lease, or borrow from a credit union. Each method may have advantages and disadvantages – but if you qualify, the way to go is usually with a credit union. ...Read More

6 Mistakes People Make in Their 20s and How to Fix Them

Like many people, you may have blown through your 20s making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, iced coffees every day, credit card bills you barely looked at and luxury cars way beyond your budget — life was practically a party! ...Read More