Finding financing for a car can be challenging if you have a poor credit score or a short credit history. In this blog, we take a closer look at why lenders are wary of buyers with lower credit scores and how you should go about applying for a loan if you have a lower credit score. ...Read More

The median amount of retirement savings a family has (according to a 2022 study) is $87,000. ...Read More

At first, it seems like nachos and tortilla chips. They're different, but they basically mean the same thing. ...Read More

As you may have guessed, a strategy with "bullet" in the name isn't about listing things out in a PowerPoint – it's about hitting a target! ...Read More

Here’s a little-known life hack that could save you both time and money when you get a new Radiant credit or debit card: Radiant SwitchCards. It’s a game-changing tool that you’ll wish you had known about sooner! ...Read More

In the fast-paced world of today, managing finances quickly is more crucial than ever. That's where Ray, the digital assistant from Radiant Credit Union, comes into play. Ray transforms complex banking tasks into simple, quick actions. Whether by phone, tablet, or laptop, Ray ensures your banking with Radiant is smooth and effortless. ...Read More

Estate planning might sound a bit daunting, but it doesn’t have to be. At Radiant Credit Union, we’re here to help make the process as smooth as possible, so you can focus on what matters most—your loved ones and your peace of mind. Here are six important questions to ask yourself as you embark on your estate planning journey. ...Read More

Congratulations on paying off your car loan – it’s a significant milestone. Yes, it’s owning your vehicle outright—it’s also proof of your financial responsibility and capability. ...Read More

Credit unions are popular choices for anyone seeking better rates, lower fees, and more personalized service. However, some may wonder if they offer the same deposit protections as traditional banks. ...Read More