Transferring the balance of your high-interest credit card to a low-interest credit card is often a great way to save on interest and reduce financial stress. Plus, if you transfer multiple balances, you’ll be able to budget more easily with a single monthly payment. ...Read More
Credit cards offer consumers an alternative way to pay for expenses, consolidate their debt, handle unexpected emergencies, and even earn rewards such as travel miles or cash back. ...Read More
If you’re ready to choose a credit card, you may be wondering how to get started. With so many features, rewards, and different rules and guidelines, it can be hard to know the right card for you. ...Read More
It is hard to believe Thanksgiving is almost here. Families will get together to celebrate, watch football, and see who passes out first from eating too much turkey. One of the other traditions associated with Thanksgiving is breaking the wishbone. The tradition of wishing on bones is older than you probably think. ...Read More
On October 1, 1908, Henry Ford’s Model T went on sale. At that time motorized vehicles had been manufactured for over 20 years; however, they were not affordable or practical for most people. Ford sold his Model T for $850.00. It was higher than most people’s income but was considered affordable. Ford also designed his vehicle to handle different terrains so that it would be more versatile. This helped in expanding the range people could move about the country. A hundred years later, almost everyone has a horseless drawn carriage parked in the driveway. ...Read More
Credit Unions really are the brighter way to bank. Here are 10 facts about Credit Unions, brought to you Jeopardy! style Read on for all you will need to know if you are ever presented with a “Credit Unions” category in a future Jeopardy! episode. ...Read More
Did you know that you can get more from your home than just happy memories? You may qualify for a special kind of home loan called a Home Equity Line of Credit (HELOC). ...Read More
Perhaps the great credit score you earned and enjoyed in the past is now a little tarnished, and could use a little… freshening up. This could be due to some less-than-perfect choices on your part, or just some tough life circumstances. Or, you may be just starting out and are building your credit score for the first time. Whatever the reason your credit score needs some help, you can rely on Radiant Credit Union to help you get your credit score back on track and heading in the right direction. ...Read More
The New Year is traditionally a time of renewal. We have never needed renewal more than right now, as 2020 rolls over onto a clean slate for 2021! Now is a great time to make bold, decisive changes in your life. If you’re looking for some resolutions to improve your finances, we’re pleased to offer seven ways to make this your “Year of the Dollar!” ...Read More
Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. According to inc.com, “studies show that about 60% of us make New Year’s resolutions each year – sadly, only about 8% of us achieve them.” Most of our resolutions revolve around physical health and wellness. For our purposes here, that same line of thinking can be taken in the context of your financial health. Let’s look at some of the most oft-made New Year’s resolutions and how to translate them into personal finance resolutions. We’ve also included a few tips on how to stick to them! ...Read More