The Radiant Blog

Facing Credit Challenges in the New Year As we step into 2024, addressing and improving our credit situation is a common resolution for many. Dealing with bad credit or a less-than-ideal credit history can be daunting, but it's important to remember that there are effective strategies to turn things around. In this post, we’ll explore two viable options for building credit: credit builder loans and share secured loans, both offering unique advantages depending on your circumstances. ...Read More

Hello, everyone! It’s that time of year again – a perfect moment to reflect on our financial journey, especially when it comes to planning for retirement. We're here today to guide you through some essential steps and strategies to optimize your retirement plans. Let's empower ourselves to make wise decisions that can define our financial future positively. ...Read More

A home equity line of credit (HELOC) provides a ready source of borrowing at a rate lower than many other forms of debt. While a HELOC is great for covering ongoing day-to-day expenses, when used wisely it can also be a powerful tool that can help you build long-term wealth. ...Read More

Your home is your biggest asset — it’s an investment that you live in! That means any upgrades or remodeling you do to make your home a more comfortable, practical, and attractive place to live is usually a good idea, but some projects add more to your property’s value than others. ...Read More

Every parent dreams about having a child attend college. However, soaring tuition costs and rising inflation are making it harder for many families to afford the full cost of higher education. It’s never too early to start saving for college, but putting money aside effectively takes planning and discipline. While there are many options open for parents interested in saving for their kids’ further education, the choices you make today can have big implications down the line. So, let's look at some important questions – like when you should start saving for college and how much you should look to save. We also consider the pros and cons of several of the best ways to save money for college. ...Read More

As real estate markets flourish across the country, current mortgage rates may make it seem like the perfect time to be a first-time homebuyer. ...Read More

Considering retirement might seem far off, but there's no time like the present to think about those golden years. Here’s the rundown on why you should be all-in with your company's 401(k) plan. ...Read More

It’s the time of year many parents dread even more than their kids. Back-to-school season brings end-of-summer tantrums and a rapidly expanding list of must-have items from clothing to classroom supplies. ...Read More

With online booking and endless itineraries, reviews, and hot tips from influencers at your fingertips, why use a travel agent in 2024? In fact, more and more people are finding it pays to have someone to help you make all your travel connections. Read on to learn more about the many benefits of using a travel agent in 2024. ...Read More

Sometimes the best things in life just won’t wait — like a truly spectacular vacation. Surprise your family or spouse with a vacation they’ll never forget. You’ll create lifelong memories and share experiences you’ll talk about for years. ...Read More