The Hidden Cost of Delivery

The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID - especially for the homebound or those with high-risk health conditions. Food delivery is also essential for households without transportation, and helpful to anyone who decides that home grocery and meal delivery are services that meet their needs. ...Read More

Best Use of Your Home Equity Line of Credit (HELOC)

A home equity line of credit, or HELOC, allows you to borrow against the available equity in your home giving you the financial space for larger expenses, or the ability to consolidate high-interest debt on other loans. With the potential for lower interest rates, HELOCs can be a great alternative to credit cards. But what’s the best use of this line of credit? ...Read More

What are Escrow Accounts?

Escrow accounts are used to pay property taxes, insurance, and other charges. Your mortgage company usually creates the account for you. Your taxes and insurance are part of your monthly mortgage payment. These are placed in your escrow account. The money stays there until it’s time for the mortgage company to pay your property taxes and insurance premium. ...Read More

What is GAP Insurance?

It’s likely that most of us feel well covered with our auto insurance should we get in a major wreck, our car is stolen, or even get stuck in a natural disaster. But there are several scenarios that can leave you owing more on your car loan than your insurance might reimburse you for. It’s in these cases where Guaranteed Asset Protection (GAP) insurance can really help. ...Read More