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Money Management

How Many Roth IRAs Can I Have? Everything You Need to Know

A Roth individual retirement account (IRA) is a great way to invest for retirement. Through a Roth IRA, you make contributions with money that has already been taxed and withdrawals are tax-free. While it’s possible to have more than one Roth IRA, there are some things to consider to make sure it makes sense for your retirement goals. ...Read More

All You Need to Know About Savings Certificates

If the lump under your mattress is getting uncomfortably big and you’re looking for a safer, more lucrative place to park your savings, look no further than Radiant Credit Union. As an institution that’s completely devoted to your financial wellness, we offer several secure options for savings, including Savings Accounts, Money Market Accounts, Health Savings Accounts, and more ...Read More

5 Spending Tips to Bring You Less Stress (and More Joy!) This Holiday Season

After another year full of twists and turns brought on by a global pandemic, many Americans are understandably looking forward to the holiday season.   This year, many Americans may find they are dealing with financial setbacks such as a loss of employment, reduced income, or other unanticipated expenses that may make it more difficult to avoid having holiday debt follow them into the new year. Here are five tips designed to give you less stress and more joy this holiday season: ...Read More

Back to School: How to Talk to Kids About Money

When we think of back to school, we think of what our kids will learn to set themselves up for success as adults. Among these is understanding finances and managing money. Parents may question the best time to start teaching kids about money and many experts answer - the sooner the better. Kids can learn a lot watching their parents, especially watching the preparations at the beginning of the school year. What they see can set a pattern for life. Everyone looks forward to new beginnings, even as we continue to manage the challenges the pandemic provides. Now is a great time for the whole family to establish new habits. ...Read More

5 Tips to Jump Start Your Savings

It’s human nature. We’re all wired to meet our immediate wants, whether it’s indulging in a tempting bowl of ice cream, spending too much time scrolling through social media, or treating ourselves to an impulse purchase. ...Read More

The Hidden Cost of Delivery

The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID - especially for the homebound or those with high-risk health conditions. Food delivery is also essential for households without transportation, and helpful to anyone who decides that home grocery and meal delivery are services that meet their needs. ...Read More