The Radiant Blog

Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. According to inc.com, “studies show that about 60% of us make New Year’s resolutions each year – sadly, only about 8% of us achieve them.” Most of our resolutions revolve around physical health and wellness. For our purposes here, that same line of thinking can be taken in the context of your financial health. Let’s look at some of the most oft-made New Year’s resolutions and how to translate them into personal finance resolutions. We’ve also included a few tips on how to stick to them! ...Read More

If you’re wondering how to improve your credit score to buy a house, car, or qualify for a personal loan, you might be tempted to pay good money to a dubious “credit repair” company that promises to make your bad credit go away. ...Read More

For purchases, choosing your Radiant CU debit card over another credit card is usually the right decision. Here are some reasons why use should use Radiant’s debit card when you’re at the checkout line. ...Read More

We all grow up hearing the same financial advice: Spend less, save more and invest early. While these words of wisdom certainly ring true, there are many widespread money management tips that are actually false… or, at the very least, they shouldn’t be automatically accepted as iron-clad truths. ...Read More

Like many people, you may have blown through your 20s making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, iced coffees every day, credit card bills you barely looked at and luxury cars way beyond your budget — life was practically a party! ...Read More