The Radiant Blog

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Managing Money (2)

Do Checking Accounts Earn Interest?

Generally, checking accounts do not accrue interest since they’re mostly for short-term deposits and expenses. An interest checking account is a great option if you plan on keeping a high balance in your checking account. Keep reading to decide if a checking account that earns interest is right for you, how it works, and a few general requirements that go with it. ...Read More

5 Spending Tips to Bring You Less Stress (and More Joy!) This Holiday Season

After another year full of twists and turns brought on by a global pandemic, many Americans are understandably looking forward to the holiday season. This year, many Americans may find they are dealing with financial setbacks such as a loss of employment, reduced income, or other unanticipated expenses that may make it more difficult to avoid having holiday debt follow them into the new year. Here are five tips designed to give you less stress and more joy this holiday season: ...Read More

Back to School: How to Talk to Kids About Money

When we think of back to school, we think of what our kids will learn to set themselves up for success as adults. Among these is understanding finances and managing money. Parents may question the best time to start teaching kids about money and many experts answer - the sooner the better. Kids can learn a lot watching their parents, especially watching the preparations at the beginning of the school year. What they see can set a pattern for life. Everyone looks forward to new beginnings, even as we continue to manage the challenges the pandemic provides. Now is a great time for the whole family to establish new habits. ...Read More

The Hidden Cost of Home Delivery

The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID - especially for the homebound or those with high-risk health conditions. Food delivery is also essential for households without transportation, and helpful to anyone who decides that home grocery and meal delivery are services that meet their needs. ...Read More

7 New Year's Resolutions to Take Control of Your Finances

The New Year is traditionally a time of renewal. We have never needed renewal more than right now, as we're at a brand new, clean slate for this year. Now is a great time to make bold, decisive changes in your life. If you’re looking for some resolutions to improve your finances, we’re pleased to offer seven ways to make this your “Year of the Dollar!” ...Read More

4 Financial New Year’s Resolutions to Kickstart Your New Year

Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. According to inc.com, “studies show that about 60% of us make New Year’s resolutions each year – sadly, only about 8% of us achieve them.” Most of our resolutions revolve around physical health and wellness. For our purposes here, that same line of thinking can be taken in the context of your financial health. Let’s look at some of the most oft-made New Year’s resolutions and how to translate them into personal finance resolutions. We’ve also included a few tips on how to stick to them! ...Read More

DIY Credit Repair — Guide to Fixing Your Credit

If you’re wondering how to improve your credit score to buy a house, car, or qualify for a personal loan, you might be tempted to pay good money to a dubious “credit repair” company that promises to make your bad credit go away. ...Read More