The Radiant Blog

Don't Believe These Five Mortgage Myths

The path to homeownership can feel like a minefield of misinformation, making it difficult for potential home buyers to distinguish fact from fiction. Misconceptions fueled by hearsay or outdated but well-meaning advice can lead to costly mistakes or missed opportunities. ...Read More

How to Send Money with Zelle® Safely

Zelle® is a fast, safe and easy way to send and receive money with people you trust, like your babysitter, coworkers, fellow PTA mom, or your son’s soccer coach. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind to ensure you are being safe when sending money. ...Read More

Roth vs. Traditional: A Guide to Picking the Right IRA

Traditional individual retirement accounts (IRAs) and Roth IRAs are popular choices for retirement savings, but with clear differences in terms of how your contributions are taxed. Let’s take a look at how each one operates so that you can make the right decision between a traditional IRA vs. a Roth IRA based on your retirement needs. ...Read More

How Many Roth IRAs Can I Have? Everything You Need to Know

A Roth individual retirement account (IRA) is a great way to invest for retirement. Through a Roth IRA, you make contributions with money that has already been taxed and withdrawals are tax-free. While it’s possible to have more than one Roth IRA, there are some things to consider to make sure it makes sense for your retirement goals. ...Read More

Do Checking Accounts Earn Interest?

Generally, checking accounts do not accrue interest since they’re mostly for short-term deposits and expenses. An interest checking account is a great option if you plan on keeping a high balance in your checking account. Keep reading to decide if a checking account that earns interest is right for you, how it works, and a few general requirements that go with it. ...Read More