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How Your Credit Score Affects Your Mortgage Rate

April 17, 2025

When it comes to getting a mortgage, your credit score plays a bigger role than you might think. It determines the interest rate and loan terms you're offered, making it one of the most important...

The Radiant Blog

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Buying a Home (2)

Don't Believe These Five Mortgage Myths

The path to homeownership can feel like a minefield of misinformation, making it difficult for potential home buyers to distinguish fact from fiction. Misconceptions fueled by hearsay or outdated but well-meaning advice can lead to costly mistakes or missed opportunities. ...Read More

What are Escrow Accounts?

Escrow accounts are used to pay property taxes, insurance, and other charges. Your mortgage company usually creates the account for you. Your taxes and insurance are part of your monthly mortgage payment. These are placed in your escrow account. The money stays there until it’s time for the mortgage company to pay your property taxes and insurance premium. ...Read More

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