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29 Things to Gather Before You Apply for a Mortgage

September 24, 2026

Are the schools good? How much garage space do we need? Is there a neighborhood pool? 

The Radiant Blog

Posts about:

Buying a Home (2)

10 Tips to Get the Best Mortgage Rates in Florida

Florida’s fast-growing cities offer plenty of places to snap up a new home, but that does not mean the Gulf State’s real estate market isn’t competitive. Increased demand for housing and rapid interest rate increases in recent years have seen the monthly cost of a new mortgage more than double in many areas. ...Read More

Housing Prices Rise More in 2024

After years of market whiplash, many hoped 2024 would bring relief for homebuyers. But now that we’ve closed the books on the year, we can finally answer the big question: Did housing prices actually drop in 2024? ...Read More

Don't Believe These Five Mortgage Myths

The path to homeownership can feel like a minefield of misinformation, making it difficult for potential home buyers to distinguish fact from fiction. Misconceptions fueled by hearsay or outdated but well-meaning advice can lead to costly mistakes or missed opportunities. ...Read More

What are Escrow Accounts?

Escrow accounts are used to pay property taxes, insurance, and other charges. Your mortgage company usually creates the account for you. Your taxes and insurance are part of your monthly mortgage payment. These are placed in your escrow account. The money stays there until it’s time for the mortgage company to pay your property taxes and insurance premium. ...Read More

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