Tap-to-pay, also known as contactless payment, is often considered more secure than traditional payment methods, such as cash or magnetic stripe cards. Here are a few reasons why: ...Read More

Good credit lets you unlock the best interest rates on all kinds of financing, from personal loans to auto loans, home loans, and credit cards. But what can you do if your credit score isn’t so great at the moment? ...Read More

Credit cards offer consumers an alternative way to pay for expenses, consolidate their debt, handle unexpected emergencies, and even earn rewards such as travel miles or cash back. ...Read More

If you’re ready to choose a credit card, you may be wondering how to get started. With so many features, rewards, and different rules and guidelines, it can be hard to know the right card for you. ...Read More

Perhaps the great credit score you earned and enjoyed in the past is now a little tarnished, and could use a little… freshening up. This could be due to some less-than-perfect choices on your part, or just some tough life circumstances. Or, you may be just starting out and are building your credit score for the first time. Whatever the reason your credit score needs some help, you can rely on Radiant Credit Union to help you get your credit score back on track and heading in the right direction. ...Read More

The ads promoting those “credit repair” companies sound pretty good, especially if your file could use an appointment with Mr. Clean Magic Eraser! We’ve all seen the ads, which promise to legally change your credit report, bring up your score and give you a fresh start. Can it be true, could you be so lucky?  ...Read More

We all grow up hearing the same financial advice: Spend less, save more and invest early. While these words of wisdom certainly ring true, there are many widespread money management tips that are actually false… or, at the very least, they shouldn’t be automatically accepted as iron-clad truths. ...Read More